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The mortgage payment calculation looks like this: M = P [ i (1 + i)^n ] / [ (1 + i)^n – 1] The variables are as follows: M = monthly mortgage paymentP ... You pay a monthly fee to the credit repair service, typically from $69 to $149, and the process may take several months to a year. You may pay a setup fee to begin, as well. Credit repair services ...

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